Terms & Conditions

Effective Date: April 10, 2025
Last Updated: April 10, 2025

Welcome to Darkhorse Insurance Brokers (“Company,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your use of our website, services, and any communications or interactions you may have with us. By accessing or using our site or services, you agree to be bound by these Terms.

1. Use of Our Website and Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You may not use our site:

• In any way that violates applicable federal, state, or local laws or regulations
• To transmit or procure the sending of any unsolicited advertising or promotional material
• To impersonate or attempt to impersonate the Company, an employee, or any other person or entity

2. Intellectual Property

All content on this site—including text, graphics, logos, images, and software—is the property of Darkhorse Insurance Brokers and is protected by intellectual property laws. You may not copy, reproduce, modify, or distribute any part of this website without prior written consent.

3. Disclaimers

We make no guarantees as to the accuracy or completeness of the information on our website. The services and content are provided “as is” without warranties of any kind, either express or implied.

4. Limitation of Liability

In no event shall Darkhorse Insurance Brokers, its affiliates, or its employees be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services.

5. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.

6. Privacy

Please review our Privacy Policy to understand how we collect, use, and safeguard your information.

7. SMS Consent Communication:

The  information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

 Types of SMS Communications:

If you have consented to receive text messages from Darkhorse Insurance, you may receive messages related to the following:

• Appointment
• Reminders
• Follow-up
• Messages
• Billing
• Inquiries

Example:

 “Hey [NAME], tired of carrier limitations? Darkhorse empowers agents to build thriving businesses on their own terms. Reply “LEGACY” to learn how.”

Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 3 SMS messages per week related to your inquiry

 Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

 Opt-In Method:

You may opt-in to receive SMS messages from Darkhorse Insurance in the following ways:

•  By submitting an online form

 Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

 Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at admin@darkhorseinsurance.com

Additional Options:

If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

 Standard Messaging Disclosures:

• Message and data rates may apply.
• You can opt out at any time by texting “STOP.”
• For assistance, text “HELP” or visit our Privacy Policy and Terms and Conditions pages.
• Message frequency may vary

8. Modifications to Terms

We reserve the right to update these Terms at any time. Any changes will be posted to this page with an updated effective date. Your continued use of the website and services constitutes your acceptance of those changes.